All Types of Loan Services
Personal • Business • Home • LAP • New Car • Used Car • Two Wheeler
Tractor • Govt Yojana • Micro Loan • Gold Loan • Instant Loan
Fast approval • Lowest interest rates • 100% transparent
All Loan Types We Process For You
We work with all major banks & NBFCs to get you the best loan — fast, honest & hassle-free.
Personal Loan
Quick unsecured loans for medical, wedding, travel or any personal need
About Personal Loan
Personal loans are unsecured, collateral-free loans ideal for any urgent need — medical emergency, wedding expenses, home renovation or travel. Yashiko Loan processes personal loans through all major banks and NBFCs with the fastest turnaround for Nathdwara residents.
- Loan amount from ₹10,000 up to ₹40 Lakhs
- Tenure from 12 to 60 months
- Interest rates starting from 10.50% per annum
- No collateral required — fully unsecured
- Quick approval within 24–48 working hours
- Flexible EMI repayment — choose your tenure
Business Loan
Fund your growth, working capital, equipment & expansion
About Business Loan
Business loans are designed for SMEs, MSMEs, traders and self-employed individuals who need funding for working capital, equipment purchase, store expansion or new ventures. GST/ITR-based approvals with secured and unsecured options.
- Loan amount from ₹50,000 up to ₹2 Crore
- Tenure from 12 to 84 months
- Interest rates starting from 11% per annum
- Secured and unsecured options available
- GST return & ITR-based loan approval
- Working capital, equipment & expansion finance
Home Loan
Buy, build or renovate your dream home at lowest rates in Rajasthan
About Home Loan
Home loans help you buy, construct or renovate your dream home with long tenures and affordable EMIs. Get up to 90% of property value financed with tax benefits under Section 24 and 80C. Our team handles all documentation from start to finish.
- Loan amount from ₹5 Lakh up to ₹5 Crore
- Tenure up to 30 years — lowest EMI possible
- Interest rates starting from 8.50% per annum
- Up to 90% of property value financed
- Tax benefit under Section 24 & 80C
- Balance transfer & top-up loan facility available
Loan Against Property (LAP)
Unlock the hidden value of your property for any large requirement
About Loan Against Property
LAP lets you borrow against your residential or commercial property while retaining full ownership. Ideal for business expansion, education, medical emergencies or any large expense at much lower rates than personal loans.
- Loan amount from ₹10 Lakh up to ₹10 Crore
- Tenure up to 20 years
- Interest rates starting from 9.50% per annum
- Up to 75% of property value financed
- Both residential & commercial property accepted
- You retain full ownership throughout tenure
New Car Loan
100% on-road financing for your dream car with same-day approval
About New Car Loan
New car loans offer up to 100% on-road financing for any brand — Maruti, Hyundai, Tata, Honda, Toyota, Kia and more. Same-day approval with competitive interest rates. Complete documentation handled by our team.
- Up to 100% on-road price financed
- Tenure from 12 to 84 months
- Interest rates starting from 7.50% per annum
- All brands — Maruti, Hyundai, Tata, Honda, Toyota, Kia
- Same-day or next-day approval in most cases
- Doorstep document collection available
Used / Pre-Owned Car Loan
Easy financing for second-hand vehicles with quick valuation & RC transfer help
About Used Car Loan
Used car loans make pre-owned vehicle ownership affordable. We assist with bank-approved vehicle valuation, RC transfer documentation and complete bank submissions — everything handled at Yashiko Loan, Nathdwara.
- Up to 85% of vehicle valuation financed
- Tenure from 12 to 60 months
- Interest rates starting from 11% per annum
- Vehicles up to 10 years old accepted
- Bank-approved quick valuation process
- RC transfer assistance fully included
Two Wheeler Loan
Affordable bike & scooter loans with same-day approval and 95% financing
About Two Wheeler Loan
Two wheeler loans let you own any new bike, scooter or EV with minimal down payment. Whether it's Hero, Bajaj, Honda, TVS, Royal Enfield or any electric two-wheeler — we get you the lowest possible EMI with instant same-day processing.
- Up to 95% on-road price financed
- Tenure from 12 to 48 months
- Interest rates starting from 9.7% per annum
- All brands including electric two-wheelers (EV)
- Down payment as low as 5% only
- Same-day instant processing and approval
Tractor Loan
Agriculture tractor financing with seasonal EMI & subsidy linkage for farmers
About Tractor Loan
Tractor loans are designed for Rajasthan farmers with harvest-aligned seasonal EMI repayment options. With PM Kisan subsidy linkage and low agri interest rates, owning a Mahindra, John Deere, Eicher or Sonalika tractor has never been easier.
- Up to 100% ex-showroom price financed
- Tenure up to 84 months — 7 years
- Interest rates starting from 7% per annum
- All brands — Mahindra, John Deere, Eicher, Sonalika
- Seasonal harvest-based EMI repayment option
- PM Kisan & state agri subsidy linkage
Government Yojana Loans
Subsidised govt scheme loans — Mudra, PMEGP, Stand-Up India & more
About Government Yojana Loans
Government scheme loans offer subsidised rates and collateral-free funding for entrepreneurs, farmers, women and SC/ST communities. Yashiko Loan handles the entire application process for all central and Rajasthan state government schemes.
- Mudra Loan — Shishu ₹50K, Kishor ₹5L, Tarun ₹10L
- PMEGP — Subsidy up to 35% for new enterprises
- Stand-Up India — ₹10L to ₹1Cr for SC/ST & Women
- PM SVANidhi — Working capital for street vendors
- PM Awas Yojana — Housing subsidy up to ₹2.67 Lakh
- Mostly collateral-free with full government guarantee
Micro Loan
Small ticket loans for traders, women SHGs and daily business requirements
About Micro Loan
Micro loans are small-ticket, collateral-free loans for small traders, women self-help groups and daily business operators. Fast disbursement within 48 hours with flexible weekly or monthly repayment — empowering the grassroots economy of Nathdwara.
- Loan amount from ₹5,000 up to ₹1 Lakh
- Tenure from 6 to 24 months
- Interest rates starting from 12% per annum
- No collateral — fully unsecured
- Weekly or monthly repayment options
- Special priority for women entrepreneurs & SHGs
Gold Loan
Instant cash against your gold jewellery — safe, fast & fully transparent
About Gold Loan
Gold loans let you unlock immediate cash by pledging your gold ornaments — without selling them. Retain full ownership and get your gold back on repayment. Disbursement in as little as 30 minutes with minimal documentation.
- Loan amount from ₹10,000 up to ₹50 Lakhs
- Tenure from 3 months to 36 months
- Interest rates starting from 7% per annum
- Up to 90% of gold market value — best LTV ratio
- Disbursement in 30 minutes to 2 hours
- Gold kept safe in insured bank vault
Instant Loan
Pre-approved digital loans disbursed to your bank account within hours
About Instant Loan
Instant loans are pre-approved, 100% digital loans disbursed directly to your bank account within a few hours — no physical paperwork or branch visit needed. Ideal for urgent cash needs for salaried and self-employed individuals across Rajasthan.
- Loan amount from ₹5,000 up to ₹5 Lakhs
- Tenure from 3 months to 24 months
- Interest rates from 12% per annum
- 100% digital — no physical paperwork needed
- Disbursement within 2–6 hours after approval
- Available for salaried and self-employed both
Eligibility & Documents Required
Basic requirements for most loan types — our expert team guides you at every step.
General Eligibility
- Age: 21 – 65 Years
- Indian Resident / Citizen
- Salaried or Self-Employed
- Stable Income Source
- CIBIL Score 650+ Preferred
- No Active Loan Default
KYC Documents
- Aadhaar Card (Mandatory)
- PAN Card (Mandatory)
- Passport Size Photograph
- Address Proof (Utility Bill)
- Voter ID / Driving License
- Bank Account Details
Income & Financial Docs
- Last 3 Months Salary Slips
- 6 Months Bank Statement
- Last 2 Years ITR / Form 16
- GST Returns (Business Loan)
- Property Documents (LAP/Home)
- RC Book (Vehicle Loans)